Title: Underwriter
Duration: 12 months (Contract, with possibility of extension or perm.)
Location: The role is 100% remote, but candidates need to be from an approved conversion State (Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Wisconsin, and Wyoming.)

Job Description:

• Manage a Book of Business with up to 100,000 members and representing up to $350,000,000 in premium or premium equivalent.
• Meet or exceed Business Segment revenue, margin, membership, and persistency goals.
• Provide consultative service to both internal and external customers.
• Has the authority to make decisions within the bounds stipulated by Underwriting Management and departmental policies.
• Produce regular and ad hoc reports for Underwriting Management.
• Analyze underwriting risk and determine premium rates for fully insured groups and funding rates for ASO groups.
• Utilize technical expertise to make recommendations regarding benefit and funding plan design options.  Assist with underwriting process and system changes.
• Participate in final rate and benefit discussions with Sales and external group customers.
• May assist with the development and provision of training to the underwriting staff, sales staff, and other departments in the principles and practices of underwriting and rating. 

Hiring Requirements:

• Bachelor's degree or advanced degree (where required).
• 3+ years of experience in related field.
• In lieu of degree, 5+ years of experience in related field.

Top 3-4 Required Skills:

• Good math skills with excel.
• Health insurance underwriting experience.
• Reviewing health claims.

Nice to have Skills:

• Critical thinking.
• Decision making.

Education/Certifications Required:

• College degree in the mathematics field.

Industry Specific Experience – required, ideal, necessary:

• Claims analysis (make sure that they have the underwriter experience that looks at the claim vs the financials).
• Medical insurance underwriter.

 
 
At SPECTRAFORCE, we are committed to maintaining a workplace that ensures fair compensation and wage transparency in adherence with all applicable state and local laws. This position’s starting pay is: $ 32.26/hr.