Job Title: Underwriting Account Senior Representative Location: 100% Remote Duration: 4+ months Note: Both virtual interviews (available nationwide) and onsite interviews (available in Visalia, CA 93291) are options. Onsite interviews are offered exclusively for local candidates.
Description:
As an Underwriter for Client's Supplemental Benefits, you are part of a team assessing risk for Medicare Supplement and a portfolio of supplemental products including Whole Life and Cancer and Heart plans. This team interacts with agents and applicants regarding underwriting requirements and underwriting decisions. Bring your problem-solving and analytical skills and computer knowledge as we change people’s lives for the better.
PRIMARY DUTIES/RESPONSIBILITIES:
Accurately assess medical history according to established underwriting criteria. This will include review of the enrollment application and available third-party data to assist with risk evaluation.
Understanding of the portfolio of product offerings and the different underwriting criteria used to accurately evaluate an enrollment application.
Reach out to applicants for clarity regarding medical history. This will include asking additional probing questions related to medical history or prescription usage.
Complete application reviews timely. This will include reviewing applications within established turnaround times to meet service level targets.
Clearly communicate underwriting decision details for denied coverage. This will include creating accurate and complete written correspondence.
Build and maintain relationships with other members of the new business team to include the UW Support Team.
Qualifications:
Minimum of a High School diploma is required.
Insurance-related work experience preferred. Prior underwriting experience a plus
Above average knowledge of medical conditions/prescriptions
Ability to work independently and as part of a team is essential.
Excellent verbal and written communication skills
Proficiency using Microsoft Office, specifically Word and Excel
Ability to meet production and quality standards.
About Us: Established in 2004, SPECTRAFORCE® is one of the largest and fastest-growing diversity-owned staffing firms in the US. The growth of our company is a direct result of our global client service delivery model that is powered by our state-of-the-art A.I. proprietary talent acquisition platform, robust ISO 9001:2015/ISO 27001 certified processes, and strong and passionate client engaged teams. We have built our business by providing talent and project-based solutions, including Contingent, Permanent, and Statement of Work (SOW) services to over 140 clients in the US, Canada, Puerto Rico, Costa Rica, and India. Key industries that we service include Technology, Financial Services, Life Sciences, Healthcare, Telecom, Retail, Utilities and Transportation. SPECTRAFORCE is built on a concept of “human connection,” defined by our branding attitude of NEWJOBPHORIA®, which is the excitement of bringing joy and freedom to the work lifestyle so our people and clients can reach their highest potential. Learn more at: http://www.spectraforce.com
Benefits: SPECTRAFORCE offers ACA compliant health benefits as well as dental, vision, accident, critical illness, voluntary life, and hospital indemnity insurances to eligible employees. Additional benefits offered to eligible employees include commuter benefits, 401K plan with matching, and a referral bonus program. SPECTRAFORCE provides unpaid leave as well as paid sick leave when required by law.
Equal Opportunity Employer: SPECTRAFORCE is an equal opportunity employer and does not discriminate against any employee or applicant for employment because of race, religion, color, sex, national origin, age, sexual orientation, gender identity, genetic information, disability or veteran status, or any other category protected by applicable federal, state, or local laws. Please contact Human Resources at LOA@spectraforce.com if you require reasonable accommodation. At SPECTRAFORCE, we are committed to maintaining a workplace that ensures fair compensation and wage transparency in adherence with all applicable state and local laws. This position’s starting pay is: $25.00/hr.
