Title: Credit Portfolio Manager Duration: 6 months Working hours: 8-5 CT Working Location: Chicago 320 S Canal St. [hybrid 2 flexible days a week in office]
Role Mandate: Supports the execution of accurate and efficient reporting solutions for risk, regulatory and management information to internal and external stakeholders including regulatory bodies. Supports an efficient and effective risk management function which uses common information sources and practices, reduces ongoing costs, increases service level performance and minimizes risk.
Role Responsibilities Include (but are not limited to): • Aggregate raw data extracted from various external and internal sources • Produce internal reporting, various risk metric calculations, and external regulatory reporting • Use the raw data, reporting, and calculations to provide meaningful insights to the current business state, and recommendations for how to move forward. • Leads the development and maintenance of the risk reporting framework. • Represents the risk reporting function during internal/external regulatory audits and/or examinations. • Ensures alignment between stakeholders. • Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards. • Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives. • May provide specialized support for other internal and external regulatory requirements. • Provides input into the planning and implementation of ongoing operational programs in support risk reporting management framework. • Leads/participates in the design, implementation and management of core business/group processes. • Executes work to deliver timely, accurate, and efficient service for scheduled reporting production processes. • Supports the maintenance, monitoring, and measurement of key risk indicators to internal & external stakeholders. • Analyses data and information to provide risk-related insights and recommendations for the assigned portfolio e.g. capital at risk modeling, risk/return assessments, etc. • Supports the interpretation of internal and external policies and regulatory requirements relevant to the analytics and reporting mandate e.g. regulatory reporting. • Works with various data owners to discover and select available data sources from internal sources and external vendors (e.g. lending system, payment system, external credit rating system) to fulfill analytical needs. • Ensures strong governance and effective controls across risk reporting activities and information in accordance with enterprise standards. • Analyzes data and highlights significant information including variances, trends, opportunities and exposures; escalates as required. • Provides information and supports the process for internal and external audits. • Gathers and formats data into regular and ad-hoc reports, and dashboards. • Supports development and execution of strategic initiatives in collaboration with internal and external stakeholders. • Builds effective relationships with internal/external stakeholders. • Supports the maintenance of operational procedures and processes related to analytical and reporting processes. • Supports the development of tools and delivery of training focused on awareness and understanding of key data elements used in risk reporting. • Participates in the design, implementation and management of core business processes to ensure the accuracy of risk data used in reporting.
Must-Have Skills: • Experience and familiarity with credit card or other consumer lending credit risk performance drivers, metrics, data such as credit strategy development or model development functions. • Experience with the following software and reporting packages: o SAS (Enterprise Guide 8.3, Unix, Enterprise Miner) – Must have o DBVisualizer – Or equivalent SQL programming experience – Must have o WinSCP o Microsoft Office including advanced or expert level in Excel and PowerPoint • Typically between 5 - 7 years of relevant experience • Post-secondary degree in related quantitative field of study or an equivalent combination of education and experience [mathematics, computer science, economics, business] • In-depth knowledge of risk management metrics, KPIs and KRIs. • In-depth knowledge of industry trends and regulatory requirements for risk reporting. • In-depth knowledge of risk management theory, processes and portfolio management reporting techniques. • In-depth knowledge of reporting & analytics concepts and applications. • In-depth knowledge of risk systems technology. • Verbal & written communication skills - In-depth. • Collaboration & team skills - In-depth. • Analytical and problem solving skills - In-depth.
Nice to Have Skills: • PowerBI or other data visualization and reporting tools
Interviews: • 2-3 rounds with Hiring Manager and colleague
About Us: Established in 2004, SPECTRAFORCE® is one of the largest and fastest-growing diversity-owned staffing firms in the US. The growth of our company is a direct result of our global client service delivery model that is powered by our state-of-the-art A.I. proprietary talent acquisition platform, robust ISO 9001:2015/ISO 27001 certified processes, and strong and passionate client engaged teams. We have built our business by providing talent and project-based solutions, including Contingent, Permanent, and Statement of Work (SOW) services to over 140 clients in the US, Canada, Puerto Rico, Costa Rica, and India. Key industries that we service include Technology, Financial Services, Life Sciences, Healthcare, Telecom, Retail, Utilities and Transportation. SPECTRAFORCE is built on a concept of “human connection,” defined by our branding attitude of NEWJOBPHORIA®, which is the excitement of bringing joy and freedom to the work lifestyle so our people and clients can reach their highest potential. Learn more at: http://www.spectraforce.com
Benefits: SPECTRAFORCE offers ACA compliant health benefits as well as dental, vision, accident, critical illness, voluntary life, and hospital indemnity insurances to eligible employees. Additional benefits offered to eligible employees include commuter benefits, 401K plan with matching, and a referral bonus program. SPECTRAFORCE provides unpaid leave as well as paid sick leave when required by law.
Equal Opportunity Employer: SPECTRAFORCE is an equal opportunity employer and does not discriminate against any employee or applicant for employment because of race, religion, color, sex, national origin, age, sexual orientation, gender identity, genetic information, disability or veteran status, or any other category protected by applicable federal, state, or local laws. Please contact Human Resources at LOA@spectraforce.com if you require reasonable accommodation.
California Applicant Notice: SPECTRAFORCE is committed to complying with the California Privacy Rights Act (“CPRA”) effective January 1, 2023; and all data privacy laws in the jurisdictions in which it recruits and hires employees. A Notice to California Job Applicants Regarding the Collection of Personal Information can be located on our website. Applicants with disabilities may access this notice in an alternative format by contacting NAHR@spectraforce.com.
LA County, CA Applicant Notice: If you are selected for this position with SPECTRAFORCE, your offer is contingent upon the satisfactory completion of several requirements, including but not limited to, a criminal background check. We consider qualified applicants with arrest or conviction records for employment in accordance with all local ordinances and state laws, including the Los Angeles County Fair Chance Ordinance for Employers (FCO) and the California Fair Chance Act (FCA). The background check assessment will consider whether a criminal history could reasonably have a direct, adverse impact on the job-related safety, security, trust, regulatory compliance, or suitability for this role. Such findings may result in withdrawal of a conditional job offer.
At SPECTRAFORCE, we are committed to maintaining a workplace that ensures fair compensation and wage transparency in adherence with all applicable state and local laws. This position’s starting pay is: $55.00/hr.
