Role: Full Stack Software Engineer - AI Neobank App (US)
Location: US (Remote)
Type: Direct Hire
 
The Role:
This role is for product-minded engineers who can move across frontend, backend, internal tools and customer journeys to turn ideas into working products quickly.
 
What You'll Own:

• Build customer-facing and internal product features end to end.
• Develop web flows, backend APIs, admin tools, dashboards and operational systems.
• Support products across insurance, payments, savings, investing, travel and financial services.
• Work with product, design, mobile and operations teams to launch fast.
• Integrate APIs, handle data flows and improve production reliability.
• Use analytics, feedback and production issues to improve features after launch.
• Help build tools that reduce manual work and improve speed across the business.

 
What We're Looking For:

• 3+ years of full stack software engineering experience.
• Strong frontend and backend fundamentals.
• Experience with modern web frameworks, APIs, databases and production systems.
• Able to build useful products quickly without needing perfect specs.
• Good product sense, UX awareness and attention to detail.
• Comfortable debugging across the stack.
• Experience in fintech, insurtech, marketplace, consumer apps or high-volume platforms is a strong advantage.

 
The Kind of Builder We Want:

• Can turn rough requirements into working product.
• Thinks about user flow, backend logic and business process together.
• Moves fast while keeping systems maintainable.
• Takes ownership from build to launch to post-launch fixes.
• Clear about what they personally built and what was team-owned.

 
This Role Is Not For:

• Engineers who only want to work on one narrow layer.
• People who need complete specs before starting.
• Developers who ship UI without understanding backend or operations impact.
• Candidates who avoid production support.
• People who make vague claims without showing real shipped work.

 
Location:
This role is remote, but candidates must be based in United States. We are hiring for this market specifically, so applicants should already be based in United States.
 
Language:
English is our main working language across global teams. Strong English communication is required.
 
 Interview Process:
Our process is designed to move fast:
1. Online assessment or practical task
2. Technical interview
3. CEO / final round
 
 
For strong candidates, we aim to complete the process and make an offer within 1 week from the start of the interview process. Candidates who complete assessments quickly will be prioritized.
  
 
At SPECTRAFORCE, we are committed to maintaining a workplace that ensures fair compensation and wage transparency in adherence with all applicable state and local laws.This position's pay range is $120000.00/Yearly - $140000.00/Yearly.