Job title: AWM - PWM Operations - Margin Lending - Analyst
Duration: 6 months
Location: Salt Lake City, UT, 84111

Job Description:

• The Margin Lending Analyst will support the Private Wealth Management (PWM) Margin Lending team in delivering operational excellence across margin calculation, monitoring, and exception handling.
• This position is essential for ensuring adherence to regulatory requirements and upholding client service standards, while providing comprehensive support to the advisor team.
• We promote cross training and ensure our Analysts develop a broad level of understanding across the varied departmental functions carried out.
• You can expect to be given early responsibility and in return you will be expected to contribute your own ideas to make a difference and add value to the group.
• The role will involve close interaction with other areas of the bank including Credit, Risk and Sales, therefore requiring strong communication and interpersonal skills.

Key Responsibilities:

• Margin Call Issuance & Monitoring: Execute daily margin calculations, validate call amounts, and issue margin calls in accordance with regulatory and internal guidelines.
• Exception Handling: Monitor and resolve margin exceptions, including non-call issuance and late liquidations, ensuring risk mitigation and compliance.
• Manual Support: Provide manual margin calculations and overrides for high-value clients not supported by automated tools.
• Regulatory Governance: Apply margin rules (e.g., Reg T, FINRA 4210) and ensure adherence to firm-wide control frameworks.
• Reporting & Documentation: Maintain accurate records of margin activity, support audit requests, and contribute to control updates.
• Responding to all incoming queries and interacting with many different areas of the bank, in particular with Risk, Credit and Technology.
• Proactively working on enhancing the team’s process and controls.
• Resolution and escalation of all client disputes and queries.
• Project and initiative management and participation within the team and across all regions.

Qualifications:

• Bachelor’s degree is required.
• Strong organizational and multi-tasking skills to balance competing priorities and meet deadlines.
• Exceptional understanding of products, risks, controls and escalations process across Operations.
• Excellent problem solving skills; comfort dealing with large datasets and strong numerical aptitude.
• Motivated, enthusiastic and career focused. Strong motivation to succeed, both as an individual and as a team.
• Desire for continued improvement and new challenges, both on a business and personal level.
• Excel skills an advantage.
• Excellent communication and interpersonal skills with a strong appreciation of client service.
• Preferred Qualifications
• Good working knowledge of product flows and systems, including OTC derivatives and intercompany processes.
• Prior experience with the Margin Lending business, systems, flows, products and client base.

 
 
At SPECTRAFORCE, we are committed to maintaining a workplace that ensures fair compensation and wage transparency in adherence with all applicable state and local laws. This position’s starting pay is: $ 23.00/hr.