Job Title: Credit and Risk Analyst II
Location: Raleigh, NC (Hybrid Remote)
Duration: 8 months
 
Job Description:
 
Onsite Requirements: New hire would like to have come in to understand culture and team. Most of the time remote; but would like a couple days a week onsite. Must be in Raleigh, NC.

Qualifications

• Bachelor's degree, preferably in accounting, finance, or economics.
• 1–2 years of experience in credit collections, finance, or a related field.
• Thorough knowledge of standard C&I facility structures used to address various borrowing purposes and repayment sources.
• Experience analyzing financial statements of moderate to high complexity and accumulating data to support credit decisions.
• Experience at calculating corporate and personal cash flows and financial ratios with great accuracy.
• Experience at preparing thorough and well-reasoned loan presentations that clearly communicate the pertinent details of each request, accurately represent the credit risks involved, and persuasively lead the reader to a conclusion.
• Experience engaging in conversations with borrowers that may sometimes include difficult questions or sensitive topics while remaining relationship focused and striving for customer satisfaction.
• Strong ability to interpret financial or non-financial information, borrower interviews, and various third-party inputs for the purpose of identifying credit risk.
• Strong ability to use deductive and inductive reasoning, draw well-reasoned conclusions, and defend the conclusions with quantitative and qualitative facts.
• Able to develop specific goals and plans to prioritize, organize, and accomplish multiple tasks independently.

 
 
  

 


At SPECTRAFORCE, we are committed to maintaining a workplace that ensures fair compensation and wage transparency in adherence with all applicable state and local laws. This position’s starting pay is: $30.00/hr.